How To Check PhonePe Balance- Wallet & Bank

PhonePe is a BHIM UPI based app to provide digital payments or cashless service. PhonePe provides lots of services in which we can use for absolutely free like Send MoneyElectricity Bill PaymentWater Bill PaymentBuy GoldSell GoldMetro Recharge. In this guide, we can see a step by step guide on how to check PhonePe balance for both wallet and bank account.

Pro Tip: You can also read our step by step guide on add multiple bank account in PhonePe and How To Generate PhonePe QR Code

PhonePe is launching new services frequently for their users to compete for digital players like Paytm, Google Pay, Amazon, etc. Some of the top features of PhonePe are PhonePe ATMPhonePe Switch, and many more.

How To Check PhonePe Balance

To check the PhonePe balance there are a few steps you need to follow. Before moving ahead you can also check your bank account balance using PhonePe. Yeah, this sounds interesting but for this, you need to make sure that your bank account is added with PhonePe.

If not added yet then follow our step by step guide to add bank accounts in PhonePe. Once your bank account is linked with the PhonePe account then you can send money from PhonePe to your loved ones, friends, family, etc in a single click. No need to enter bank details repeatedly like Name, Account Number, IFSC, etc while sending money from PhonePe.

Pro Tip: You can also read our step by step guide on How to add 2 bank accounts in PhonePe and Buy PhonePe Gold

Step By Step Guide To Check PhonePe Balance

One thing you need to sure about which balance you need to know. With the help of PhonePe, you can know your bank balance as well as your PhonePe wallet balance. But don’t worry I will help you for checking the balance of bank account as well as wallet balance.

Check PhonePe Wallet Balance

As you have already read a little bit about the process and what to do. It’s time to get into the step by step instruction to check your PhonePe wallet balance.

Step 1: First of all you launch your PhonePe and make sure to login to your PhonePe account.

Step 2: Now you have to tap on my money at the bottom of your screen.

PhonePe Homepage

Tap On My Money

Step 3: Next tap on PhonePeWallets under the Wallets/ Gift Voucher sections.

Tap On PhonePe Wallet

Tap On PhonePe Wallet

Step 4: Now you can see your PhonePe wallet balance at the top right corner of your screen.

Check PhonePe Wallet Balance

PhonePe Wallet Balance

Pro Tip: Do you know you can withdraw your PhonePe wallet balance but for this your need to complete PhonePe KYC.

Check Bank Account Balance Using PhonePe

You can check your bank account balance using PhonePe. That’s a cool feature no need to visit the bank or ATM to know your bank balance. Check any bank account balance on your phone in a single click.

There are two ways to check the bank account balance using PhonePe. In this guide, I am discussing both of them in detail.

Method #1:

Step 1: First of all you launch your PhonePe and make sure to login to your PhonePe account.

Step 2: After this, you can see bank balance navigation at top of your screen click on it.
PhonePe Bank Account Balabce

Tap On Bank Balance

Step 3: Now you can see you’re all bank accounts (if added more than one bank account in PhonePe). Select the bank account and enter your UPI PIN to check the bank account balance.

select bank account to check balance

Select Bank Account

Method #2

Step 1: First of all you launch your PhonePe and make sure to login to your PhonePe account.

Step 2: Now you have to tap on my money at the bottom of your screen.

PhonePe dashboard

Tap On My Money

Step 3: At this step, you have to tap on Bank Accounts under the Payment service to check your bank account balance.

PhonePe Payment Services

Tap on Bank Accounts

Step 4: Now you can see the bank accounts which are already linked to your PhonePe wallet. Select the bank account and tap on the check balance to enter your UPI Pin. After entering correct UPI Pin your bank accounts balance will be displayed.

Check Bank Account Balance

Check Bank Account Balance

In this case, I have added two bank accounts in PhonePe accounts, you can select the bank accounts for which you need to know the balance.

FAQ (Frequently Asked Questions)

What is PhonePe VPA?

PhonePe VPA is a Virtual Payment Address which links the unique user of PhonePe to their respective bank accounts. A VPA is used in place of your bank account details. You can use your VPA (Virtual Payment Address) to any online merchant so that they can request the money from PhonePe for their given services.

What is PhonePe switch?

PhonePe Switch is a great initiative taken by PhonePe in which we can switch from PhonePe to various favorite apps like Food, Grocery, Health & Fitness, Shopping, Travel and many more without closing the PhonePe means within the app. It aims to bring more partners within the app for their 100 million users on PhonePe.
It enables to integrate their existing progressive web apps or mobile sites. Customers can seamlessly switch between to their favorite stores like Food, Grocery, Health & Fitness, Shopping, Travel and many more. You can read our guide on How To Use PhonePe Switch & Their Benefits.

How to set PhonePe screen lock?

PhonePe has launched the option to turn on the screen lock feature for their users, with this new feature, a user can enable screen lock to unlock PhonePe app from screen password, pattern, PIN or fingerprint whichever you are using on your device. The extra layer of security has been to secure your PhonePe account. To enable a screen lock on your Phonepe app you need to see our Step By Step Guide To Enable PhonePe Lock.

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